Our Financial Skills Team has put together five top tips to help you make the move to Universal Credit.
1) Contact us as soon as you know you’re going to be moved on to Universal Credit
You’ll need information about your rent to access the housing element of Universal Credit. Our team can give you all the information you need as well as practical support to manage your finances.
2) Make a claim for council tax reduction
If you get housing benefit you’ll automatically get help paying council tax. This doesn’t happen automatically on Universal Credit so you’ll need to speak to the council to make a separate claim.
3) Get online
Universal Credit is managed online by the Job Centre so you’ll need to be able to access the internet to make sure you’re on top of your claim. Our team can help you set up an email address.
4) Open a bank account
Universal Credit is paid direct to your bank account (this is usually monthly but there may be other options available). You’ll need one that allows you to receive automated payments, and to set up standing orders and direct debits. Our team can help you find the right bank account and set it up.
5) Get used to monthly budgeting
If you’re used to getting your money on different days throughout the month you’ll need to adjust to one monthly payment. Our team can help you start planning for this, and give you support to think differently about your finances.